WHY MENLOVE

No Credit Required – Good, bad, or none, your credit doesn’t matter.
0% Interest - No interest, really.
2-Year, 30,000-Mile Warranty - Serious peace-of-mind.
No Commissions – Your satisfaction is our only concern.
56-Year History – A trusted name among car dealerships in Utah.
Applying Online - It's quick, easy and secure.
At Menlove Auto, located in North Salt Lake, Utah, we specialize in offering reliable and affordable used cars through our exclusive Fresh Start car program. This program ensures that vehicle ownership is accessible for everyone, even if you have bad or no credit. Our inventory includes no credit check cars and 0% interest car loans, helping you avoid the stress of high-interest car loans.
Our goal is to provide dependable transportation while helping you establish or rebuild your credit score. Every payment you make is reported to the credit bureau, giving you a fresh start toward financial stability.
With over 56 years of experience, we are proud to be one of the most trusted car dealerships in Utah. Ready to get started? Apply online today and drive away in a car that fits your needs.
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How It Works
HOW THE
PROGRAM HAS WORKED FOR 25 YEARS

Finding the right car dealership is essential. Many car dealers with bad credit programs claim to help but often fall short, offering high-interest car loans that create financial strain. At Menlove Auto, we provide real solutions, including no credit car financing and flexible, affordable car financing options that make car ownership stress-free.
Forget bad credit
your credit history does not matter to us.
Pay 0% interest
No interest for everyone.
Choose a payment
Select a plan that fits your budget, and we’ll match you with a car.
Rest assured
.
TWO SIMPLE STEPS TO A NEW CAR FROM MENLOVE AUTO
1. Complete our Online Application now, or Download our Application to print and bring with you.
2. Review What Documents to Bring with you.
FAQ
WHAT YOU NEED TO QUALIFY FOR 

What if I don't have good credit?
Your credit history doesn’t matter here. Our program is designed to help you rebuild your credit score by reporting your payments to the credit bureau each month.
What if I have been turned down by other places?
No problem. Menlove Auto operates independently, with flexible approval criteria that are different from most car dealerships in Utah. We focus on helping you get a reliable car even if other places can’t.
What kind of vehicles do you sell?
We offer a wide range of used cars, including compact cars, full-size cars, mini-vans, and SUVs. Every vehicle comes with a 2-year, 30,000-mile warranty, ensuring peace of mind for our customers in Utah.
Do your vehicles come with a warranty?
Absolutely! Every vehicle at Menlove Auto comes with a 2-Year, 30,000-Mile Warranty, providing peace of mind and reliability. Our warranty coverage is twice as long as what many other car dealerships in Utah offer, ensuring you get a quality vehicle you can depend on.
What criteria are most important for approval?
- A steady source of income: We need your last 2 paystubs
- A stable place to live: We need two pieces of mail that are within the last 30 days. Utility bills, credit card, bank, or phone statements etc.
- Family and friends: We need 5 references with names, addresses and phone numbers. Download our Reference Sheet.
How do I qualify for the FRESHSTART program?
YOU MUST:
- Do you live within 70 miles of North Salt Lake, Utah 84054?
- Are you at least 18 years old?
- Do you have a valid driver’s license?
- Can you get full-coverage insurance for your new car? (we can help with this)
How much will my downpayment and monthly payments be?
Your down payment and monthly payment will depend on the car you choose and your financial situation. Larger down payments typically lead to smaller monthly payments.
What payment options are available?
- Online: Make a Payment HERE
- Auto Debit: Use our approval form—download, print, sign and return by fax or in person. Download our Auto Debit Form
- In Person: Drop by during business hours. We accept all major credit cards, debit cards, cash, money orders, or cashiers checks
- Mail to: Menlove Auto, 401 N 400 W, North Salt Lake, UT 84054
- By Phone: call 801-295-1000 during business hours
testimonials
WHAT OUR HAPPY CUSTOMERS HAVE TO SAY…

They treated me with the respect no one else would.
I couldn’t get a car anywhere because I am repairing my credit. My car was losing the transmission so I was looking at two dreadful outcomes. Then I found Menlove
. They treated me with the respect no one else would. They referred me somewhere to sell my old car and had a number of good cars to choose from. They also get new cars daily so you will find what you need. They report to the credit bureau and in just a few months my credit is starting to look a lot better. They also helped me out with a repair that wasn’t their responsibility at a good deal.

– Jami Kateland Blundell

They take care of their customers.
This is my 3rd vehicle from Menlove
. I love how they take care of their customers. You become not only friends, but part of their family too. Chet is awesome and goes above and beyond to make sure we’re happy with our purchase. I recommend my friends to go to Menlove
and talk to him when they’re looking.


– LaNae Taylor

Way better than other car dealerships.
Got referred here by my good friend JT. I was paying almost 500 bucks for a 2007 jeep through another dealership and I was ready to be done. I came to these guys looking for a little car to get the job done. Needless to say I left with a 2008 Mazda and I love it! Plus it’s 200 bucks cheaper than my jeep. Thanks guys!
– Keysha Espinosa-Searle
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How to Apply
About Menlove
Customer Care